Refinance & Purchase


Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out).


If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can. At Scott Capital Group, we are dedicated to finding the loan that fits your individual needs.

Benefits to refinancing:

• Reduce your interest rate

• Reduce our loan to term

• Cash Out Equity for Home Improvements

• Consolidate Debt

• Lower Monthly Payments

Benefits to purchasing:

• Build equity

• Interest tax deduction

• Value appreciation

• Avoid rising rent risks

• A home to make your own